Rentals in Kemi and Tornio: Municipal Flats and Portals

Renting in Kemi, Tornio and Keminmaa on Lapland’s coast: the municipal housing companies (Itätuuli, Tornion Krunni, Keminmaan Vuokra-asunnot), private agencies

The coastal twin towns, where the municipal housing companies hold hundreds of flats and applications are filed online. Where to start and what rent costs.

Housing-company flat counts from the municipalities’ own pages for Kemi, Tornio and Keminmaa, rents per m² from Statistics Finland (Lapland region 2026Q2). Checked 17 September 2026.

Lapland regional rents per m², April–June 2026.

Average rent €/m²/month, free-market rental flats, 2026Q2

Statistics Finland, rents 2026Q2, table 15fa. The regional figure includes Rovaniemi, so the Kemi–Tornio level is probably below it; it is not published separately.

Kemi, Tornio and Keminmaa are in group III.

Maximum housing costs 2026, €/month, municipality group III

Kela, general housing allowance 2026. The allowance is at most 70 % of accepted housing costs; an allowance below €15 is not paid.

The municipal company first, then the agencies.

The city’s rental flats, over 600 in the centre and within five kilometres. Applications go through the joint Kemi–Keminmaa online form. Kemi’s page also lists the private agencies: Forenom, Habita Kemi, HVC Group, Kiinteistömaailma, KVP Group, OP Koti Kemi, Pihlajaniemi & Co and Solecco.

The municipality-owned housing company: 18 properties with 162 flats in apartment blocks and 146 in row houses. The same online application as Itätuuli.

Manages Tornion Vuokra-asunnot Oy, Tornion Oppilasasuntola Oy and Tornion Palveluasunnot Oy; the city’s facilities unit also handles flats the city owns directly. Housing enquiries by phone, and the city’s page points to private landlords and agencies too.

Private and agency listings. Search Kemi, Tornio and Keminmaa as separate municipalities: one commuting area, three municipal searches.

How do I apply for a municipal flat in Kemi?

Through the online application shared by Kiinteistö Oy Itätuuli (Kemi) and Keminmaan Vuokra-asunnot Oy. Itätuuli has over 600 flats in the centre and within five kilometres of it (kemi.fi).

Statistics Finland publishes no separate figure for the towns. The Lapland regional average was €13.10 per m² in April–June 2026 (studios 17.30, two-room flats 12.85), and that figure includes the dearer Rovaniemi.

Book a place to stay for the viewings and see the flat before you sign.

Kemi has 19,339 residents, Tornio 20,823 and Keminmaa 7,576 (Statistics Finland, 31 Dec 2025). The three municipalities form one commuting area, so the flat can sit in a different municipality from the job without a long drive.

The municipal housing companies are the first address: Kemi’s municipal flats are run by Kiinteistö Oy Itätuuli, with over 600 flats in the centre and within five kilometres of it (kemi.fi). Keminmaan Vuokra-asunnot Oy has 162 flats in apartment blocks and 146 in row houses (keminmaa.fi), and one online application covers both companies. In Tornio the city’s flats are managed by Tornion Krunni Oy, which includes Tornion Vuokra-asunnot Oy (tornio.fi).

Statistics Finland does not publish a separate rent figure for Kemi and Tornio, so the Lapland regional figure is shown below. Rovaniemi’s figures are on its own page.

Examples at the regional average: a 30 m² studio about €520 a month (17.30 × 30) · a 50 m² two-room flat about €640 (12.85 × 50) · a 75 m² three-room flat about €820 (10.97 × 75).

The deposit is at most three months’ rent (Act on Residential Leases, section 8).

From 1 October 2026 the deposit must be returned, or its retention explained in writing, within 14 days of the tenancy ending (Rakli).